Real Estate Law · For homebuyers and investors
Checks to make before paying a booking amount or signing an agreement. General legal information only.
1. The project and the promoter
- Confirm the project is registered with UP-RERA and note the registration number, validity and promised completion date.
- Read the promoter’s disclosures on the RERA portal: approved plans, layout, status and any pending litigation.
- Check the promoter’s earlier projects for delays and disputes.
2. Title and land
- For land allotted by an authority such as GNIDA, ask for the allotment letter, lease deed and proof that dues are paid.
- Ask for the chain of title documents and an encumbrance search for the plot.
- Check whether the land or project is mortgaged to a lender, and whether a no-objection is needed.
3. Approvals
- Sanctioned building plan and any revisions
- Environmental and fire approvals where required
- Completion or occupancy certificate for ready or nearly ready flats
4. The agreement
- Read the agreement for sale in full, including the carpet area, payment schedule, possession date and delay terms.
- Compare it with the model agreement under the UP RERA rules.
- Do not pay large sums before a registered agreement is signed.
5. Payment and home loan
Pay by traceable banking channels, keep every receipt and confirm the lender’s legal vetting of title if you take a loan.
Related: Real estate and RERA · All real estate guides · Send an enquiry
Important disclaimer: This article is general legal information, not legal advice. It does not create a lawyer-client relationship and is not an advertisement or solicitation under Bar Council of India rules. Verify current statutes, rules and judgments before relying on it.
