Buying a Flat in Greater Noida: A Due-Diligence Checklist

Real Estate Law · For homebuyers and investors

Checks to make before paying a booking amount or signing an agreement. General legal information only.

1. The project and the promoter

  • Confirm the project is registered with UP-RERA and note the registration number, validity and promised completion date.
  • Read the promoter’s disclosures on the RERA portal: approved plans, layout, status and any pending litigation.
  • Check the promoter’s earlier projects for delays and disputes.

2. Title and land

  • For land allotted by an authority such as GNIDA, ask for the allotment letter, lease deed and proof that dues are paid.
  • Ask for the chain of title documents and an encumbrance search for the plot.
  • Check whether the land or project is mortgaged to a lender, and whether a no-objection is needed.

3. Approvals

  • Sanctioned building plan and any revisions
  • Environmental and fire approvals where required
  • Completion or occupancy certificate for ready or nearly ready flats

4. The agreement

  • Read the agreement for sale in full, including the carpet area, payment schedule, possession date and delay terms.
  • Compare it with the model agreement under the UP RERA rules.
  • Do not pay large sums before a registered agreement is signed.

5. Payment and home loan

Pay by traceable banking channels, keep every receipt and confirm the lender’s legal vetting of title if you take a loan.

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Important disclaimer: This article is general legal information, not legal advice. It does not create a lawyer-client relationship and is not an advertisement or solicitation under Bar Council of India rules. Verify current statutes, rules and judgments before relying on it.