Consumer Complaint Guide: Which Commission, What Time Limit, What Documents

Consumer Litigation · Consumer Protection Act 2019

A short guide to filing a consumer complaint in India. General legal information only.

Which commission?

The forum depends on the consideration paid for the goods or service: the District Commission up to ₹50 lakh, the State Commission from ₹50 lakh to ₹2 crore, and the National Commission above ₹2 crore. The Supreme Court has asked the Union to explain anomalies in this rule, so check the current position.

Time limit

A complaint is ordinarily filed within two years from the date the cause of action arose. The Commission can condone delay for sufficient cause.

What can be a complaint?

  • Deficiency in service, including banking, insurance and real estate services
  • Defective goods
  • Unfair trade practices and misleading advertisements
  • Overcharging

Documents to keep

  • Bill, invoice or receipt, and proof of payment
  • Agreement, terms and conditions, brochure or advertisement
  • All communications and complaints made to the seller or service provider
  • Photographs or reports showing the defect or deficiency

Homebuyers

A buyer who chooses RERA for a dispute cannot later take the same dispute to a consumer commission, as reported from a recent Supreme Court ruling. Choose the forum with care. See real estate and RERA and the consumer litigation page.

How can Wise & Partners help?

The firm represents complainants and businesses before consumer commissions. No outcome can be promised.

Send an enquiry

Important disclaimer: This article is general legal information, not legal advice. It does not create a lawyer-client relationship and is not an advertisement or solicitation under Bar Council of India rules. Verify current statutes, rules and judgments before relying on it.